Is this risk equation out of balance?

From NCMA's eNews
August 10, 2017

Every week it seems that we are seeing reports and videos of huge fires consuming very large lightweight, wood-frame residential buildings—and sometimes multiple buildings. Most of these fires involve projects under construction, but there have also been several fires in recently constructed buildings that were already completed and occupied. Some of the most spectacular fires have spread to several adjacent occupied buildings, causing millions of dollars in property damage as well as threatening the lives of citizens and firefighters. Read more.